Applicants with a History of Bankruptcy Cannot be Discriminated Against
Federal law protects employees and job applicants from employer discrimination based upon their past bankruptcy filings. Those considering bankruptcy while job searching should not hesitate to obtain the fresh state bankruptcy might provide.

November 10, 2011 /24-7PressRelease/ -- Applicants with a History of Bankruptcy Cannot be Discriminated Against

Bankruptcy filings have steadily increased since the recession began in the mid-2000s. Millions of people have seen their home values fall, and many people now owe more on their mortgage than their home is worth. Additionally, the job market has remained stagnant and people have had to rely on credit more than in the past.

This is the financial situation of millions of Americans face that has led them to consider filing for bankruptcy protection. However, there are several important questions that go along with deciding to file for bankruptcy:
-Will a debtor be able to keep his or her home?
-How much will this impact a debtor's credit score, thus affecting his or her ability to obtain credit in the future?
-What debts might be discharged at the end of the process?
-Will employers treat me differently as an employee or as a job applicant?

Job Applicant Protections

Bankruptcy is designed to give financially distressed people a fresh start. However, this goal would be severely hindered if employers were allowed to discriminate against a job applicant based upon his or her prior bankruptcy filings.

As a result, Congress -- when it passed the Federal Bankruptcy Act -- made it illegal for employers to be biased against job candidates for having a history of bankruptcy. In addition, the law also made it illegal for employers to discriminate against current employees who have filed for bankruptcy protection. These employees cannot be treated differently or be denied promotion opportunities based upon their financial situation.

Is Bankruptcy Right for Me?

It is understandable, even natural for someone to have doubts or worries when considering bankruptcy. However, those who are currently unemployed needn't worry as federal law are protects their employability and ensures they are treated equally in all employment situations. Those seeking work are similarly protected as their financial pasts cannot be used as hiring criteria.

Anyone considering bankruptcy should speak with an experienced attorney as soon as possible to discuss their eligibility and options moving forward. Obtaining professional advice can clear up any uncertainties debtors might have and will be invaluable throughout the bankruptcy process.

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